Insurance War Stories — Real Claims.
Real Consequences. Real Protection.

30 years in commercial insurance. These are the stories brokers do not tell — and the lessons every business owner needs to hear.

The 6 Most Dangerous Coverage Gaps Business Owners Never See Coming

You think you are covered. Here is what your policies are not telling you......

John Crist, CPBL | Prestizia Insurance | 6 min

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Your General Liability Policy Will Not Save You From This

The coverage gaps most business owners do not discover until it is too late......

John Crist, CPBL | Prestizia Insurance | 6 min

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The Umbrella Policy That Failed When It Was Needed Most

This is where structure — not limits — decides the outcome. Let me tell.....

John Crist, CPBL | Prestizia Insurance | 6 min

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Real claim scenarios from 30 years in the field. What happened, what went wrong, what it cost, and what business owners should have done differently. This is the most powerful content on the site.

Your General Liability Policy Will Not Save You From This

The coverage gaps most business owners do not discover until it is too late......

John Crist, CPBL | Prestizia Insurance | 6 min

Read STORY

The Umbrella Policy That Failed When It Was Needed Most

This is where structure — not limits — decides the outcome. Let me tell.....

John Crist, CPBL | Prestizia Insurance | 6 min

Read STORY

Coverage breakdowns in plain language. Educational content that helps business owners understand their risk and why they need Prestizia in their corner.

The 6 Most Dangerous Coverage Gaps Business Owners Never See Coming

You think you are covered. Here is what your policies are not telling you......

John Crist, CPBL | Prestizia Insurance | 6 min

Read STORY

Timely topics — industry-specific risks, new compliance requirements, economic conditions affecting businesses.

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Protect Your Business Before a Claim Happens

If you are serious about protecting what you have built, it is time to look beyond the surface of your insurance.

Schedule a complimentary strategy call today. We will take a hard look at your current coverage, identify any gaps, and tell you exactly where you stand — no pressure, no sales pitch, just honest answers from 30 years of experience.