Built from Experience.
Driven by Protection.
Not theory. Not assumptions. Real claims. Real losses. Real consequences.
I have spent 30 years in the insurance industry — and I have seen firsthand what destroys businesses.
Too often, business owners believe they are protected — until the moment they find out they are not. That is why Prestizia was built.
John Crist, CPBL
The Person Behind Prestizia
30+
Years in the field
Meet John Crist, CPBL
My name is John Crist. I am a husband, a father, a man of deep faith — and for 30 years, commercial insurance has been my life’s work.
I started in this industry the same way most people do — learning the products, placing the coverage, building the book of business. But somewhere along the way, something shifted. I stopped seeing insurance as a transaction and started seeing it as a trust.
Because I have been in the room when a business owner opened a denial letter. I have watched entrepreneurs lose companies they spent decades building — not because they did not have insurance, but because they had the wrong insurance. Because nobody sat down with them and truly understood their operation before recommending a policy.
That experience changed the way I work. And it is the foundation everything at Prestizia is built on.
FAITH, PURPOSE AND PRESTIZIA
After experiencing a season of profound personal loss in 2024, I was reminded that protection is ultimately about people, families, and legacies. That conviction strengthened my commitment to helping business owners protect what matters most — because true protection goes beyond policies. It is about helping families, businesses, and communities remain secure when life brings unexpected challenges.
That conviction is woven into everything at Prestizia. We protect businesses — but we serve people.
CREDENTIALS AND CERTIFICATIONS
- Certified Professional Business Leader (CPBL)
- 30 years of commercial insurance experience
- Licensed in 15 states
- Independent broker — not tied to any single carrier
- Author: The Prestizia Protection Playbook
Why Prestizia Exists
Prestizia Insurance was not created to sell policies. It was built to protect businesses the right way.
Because insurance done wrong does not just cost money — it can cost everything you have built. The wrong carrier. The wrong coverage limit. A gap nobody warned you about. These are not just inconveniences. They are business-ending events.
WHAT MAKES US DIFFERENT
- We do not chase the cheapest option — we find the right option
- We do not push one carrier — we work independently across the market
- We do not treat coverage like a commodity — we treat it like the protection strategy it should be
- We do not disappear after the policy is placed — we stay in your corner
We build protection strategies around your business — so when something goes wrong, you are not left exposed, surprised, or fighting alone.
How We Work
Every business has risk. The question is whether you understand it before it becomes a loss.
Our process is simple — but intentional. We take the time to understand your operation, your exposures, and your goals before we ever recommend a policy.
OUR 3-STEP PROTECTION PROCESS
01
Identify Your Real Exposures
We start by understanding your business deeply. Your industry, your operations, your people, your contracts, and your assets. Most brokers skip this step. We never do.
02
Build Coverage That Actually Responds
We design a protection strategy using top-rated carriers that fits your specific risk profile — not a generic template. Every policy we place is built to respond when you need it most.
03
Advise Beyond the Policy
Our relationship does not end at placement. We stay engaged, review your coverage as your business grows, and advocate for you throughout the claims process.
What Makes Us Different
- 30 years of real-world commercial insurance and claims experience
- Real-world claims insight — we have been inside the process, not just beside it
- Independent brokerage — no carrier allegiances, no quotas, no conflicts of interest
- Advisor-first approach — we solve problems before they become losses
- Claims advocacy mindset — we guide you when it matters most
- Built For Business Owners Who Can't Afford To Find Out The Hard Way
When you work with Prestizia, you are not just getting a policy. You are getting a strategic partner who has spent 30 years making sure businesses like yours are truly protected.
The Prestizia Philosophy
Today's Insurance. Tomorrow's Security.
That is not just a tagline. It is a standard we hold ourselves to every single day.
The decisions you make today about your coverage will determine what happens tomorrow when it matters most. We believe every business owner deserves to walk into tomorrow with confidence — knowing that what they have built is protected, and that someone is standing in their corner if anything goes wrong.
That is the Prestizia promise.
Let's Make Sure Your Business Is Truly Protected.
If you are serious about protecting what you have built, it is time to look beyond the surface of your insurance.
Schedule a complimentary strategy call today. We will take a hard look at your current coverage, identify any gaps, and tell you exactly where you stand — no pressure, no sales pitch, just honest answers from 30 years of experience.